Oportun. Inc

Sr. Software Engineer-Loan Originations (Full Stack)

Req No.
2021-10522
Department
Engineering
Type
Regular Full-Time
Remote / WFH
Yes
Job Locations
US-CA-San Carlos

Company Overview

ABOUT OPORTUN

Oportun (Nasdaq: OPRT) is a financial services company and digital platform that provides responsible consumer credit to hardworking people. Using A.I.-driven models that are built on years of proprietary customer insights and billions of unique data points, we have extended millions of loans and billions in affordable credit, providing our customers with alternatives to payday and auto title loans. In recognition of our responsibly designed products which help consumers build their credit history, we have been certified as a Community Development Financial Institution (CDFI) since 2009.

 

OPORTUN’S IMPACT

Since extending our first loan in 2006, Oportun has made over 4 million loans, totaling over $10 billion to hardworking low- and moderate-income individuals. In turn, Oportun has helped more than 905,000 people begin establishing the credit history required to enter the financial mainstream. At the same time, Oportun’s customers have saved an estimated $1.9 billion in interest and fees compared to the alternatives typically available to them.

 

Department Overview

ABOUT TECHNOLOGY @ OPORTUN

Artificial Intelligence and a digital platform are essential to our ability to fulfill Oportun’s financially inclusive mission. The Technology team @ Oportun is dedicated to this mission which we enable by creating, delivering, and maintaining elegant, intuitive, and performant systems to support the needs of our customers and business partners.

Overview

Oportun is looking for an experienced and motivated Full Stack Software Engineer to join our Origination product team. A little but about you… You are a solid engineer… someone that other engineers respect for cleanliness of code and someone that product managers love to work with because you understand the roadmap and are always thinking ahead in your design. You are curious, creative and constantly think of new ways to improve what we do so that we can fulfill our mission. A willingness to do whatever it takes to ship a product to market.  

 

The Origination team develops and maintains the systems that allow our agents in more than 300 stores to provide a streamlined loan payments experience to over a million borrowers. We do this using software built on a robust microservice based platform using a Restful architecture.  This allows multiple front-end UIs to seamlessly access shared services to create different loan payment workflow processes. As a member of the Origination team you will leverage Java, Groovy, and Spring to create new paths for borrowers so they can continually build a positive credit history.

 

 

Responsibilities

  • Responsible for creating and influencing innovative solutions that meet not only functional, but also performance, scalability and reliability requirements.
  • Collaborates with other team members to design, develop, and test major software and systems components using agile development process.
  • Leads the implementation, documentation, testing, bug-fixes, and release of complex product features.
  • Creates and reviews unit test to cover use cases and maintain a high level of code coverage.
  • Leads root cause analysis of production incidents and implementation of fixes.
  • Contributes to applications architecture to develop reusable code.
  • Work with multiple teams of engineers to design, develop, and test major software and systems components using an agile, vertical-slice based methodology.
  • Work with QA to ensure product meets high quality standards.

 

Qualifications

  • Highly motivated self-starter who loves ownership and responsibility while working in a collaborative and interdependent team environment.
  • 7+ years of proven, professional experience in core JAVA technologies including; Spring/Spring Boot Framework, JMS, Hibernate, and Enterprise Integration Patterns.
  • 3+ years’ experience with RESTful services and Service Oriented Architecture design patterns using Spring MVC.
  • 3+ years’ experience with relational DBs like MySQL and MongoDB.
  • 3+ years’ experience working within an Agile/Scrum and CI/CD environment. 
  • Build-tool experience with Gradle.
  • Experience with Test Driven Development using JUnit/TestNG testing frameworks.
  • Experience working with version control using GIT/BitBucket.
  • Experience in the design of new systems or the redesign of existing systems to meet business requirements, changing needs, or newer technology.
  • The ability to work with and mentor junior software engineers.
  • Experience with front-end technology frameworks.
  • Full Stack Development in one of the following Angular/Javascript/HTML.

PREFERRED/NICE-TO-HAVE SKILLS/EXPERIENCE

  • Experience with financial systems, payment systems and/or credit decisioning systems, preferably in loans or similar products.
  • MS or advanced degree.
  • Experience with multi-tenant SaaS applications.

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