Oportun. Inc

Sr. Manager, Counsel

Req No.
Regular Full-Time
Remote / WFH
Job Locations

Company Overview


Oportun (Nasdaq: OPRT) is a financial services company and digital platform that provides responsible consumer credit to hardworking people. Using A.I.-driven models that are built on years of proprietary customer insights and billions of unique data points, we have extended millions of loans and billions in affordable credit, providing our customers with alternatives to payday and auto title loans. In recognition of our responsibly designed products which help consumers build their credit history, we have been certified as a Community Development Financial Institution (CDFI) since 2009.



Since extending our first loan in 2006, Oportun has made over 4 million loans, totaling over $10 billion to hardworking low- and moderate-income individuals. In turn, Oportun has helped more than 905,000 people begin establishing the credit history required to enter the financial mainstream. At the same time, Oportun’s customers have saved an estimated $1.9 billion in interest and fees compared to the alternatives typically available to them.




Oportun is looking to expand its world-class and highly experienced Legal and Compliance team responsible for serving as a strategic partner and providing sound legal advice to a mission-driven Company that offers affordable and credit building products. The position will provide legal advisory support for Oportun’s B2B2C initiatives, including partnership, Lending as a Service and embedded finance programs, as Oportun continues to expand the channels and markets through which it provides financial products and services. The Sr. Manager, Counsel position will report to the Sr. Director, Sr. Counsel, and will work closely with Legal Department staff, Oportun’s compliance officers, enterprise risk management personnel, executive business partners and operational teams.  This is an opportunity to work in a fast-paced, mission-driven organization where your contributions can have a meaningful impact on underbanked and unbanked consumers.


  • Play an active role on the Lending as a Service team, advising on partner initiatives and proposals, attending internal and partner team meetings and working closely with business leaders, including product owners, product managers, field staff, product delivery managers, and others.
  • Draft, review and negotiate partner agreements.
  • Advise on new business proposals and processes, identifying and providing counsel on legal and regulatory issues.
  • Support on-boarding of new partners, third party risk management processes and partner due diligence.
  • Provide ongoing legal support for partner programs, including operations matters, contract compliance, and review and analysis of relevant and legal regulatory issues. Develop working knowledge of Oportun’s consumer products, services and operations.
  • Coordinate with Legal team members and departments in connection with, among other matters, regulatory, marketing, lending and broker licenses, and contract review issues.
  • Support compliance professionals; advise and assist in the design and implementation of compliance management program, including compliance risk assessments, partner training, policy and procedure development, consumer complaints, and controls development, testing and monitoring.
  • Participate in special projects in support of Oportun’s strategic objectives; provide backup support for and coordinate with other Legal team members, as needed.
  • Act as trusted advisor to the business in understanding business objectives and assisting with creative solutions to challenges.


  • Juris Doctorate (J.D.) degree, qualified to practice law in a United States jurisdiction.
  • 4 - 7+ years’ experience as an attorney in a law firm or corporate law department.
  • 4+ years’ experience in consumer financial services law, as in-house at a financial services company.
  • Proficiency in state and federal consumer credit laws and regulations.
  • Ability to manage multiple conflicting and changing priorities set by the business while still meeting internal department goals.
  • Effective written, interpersonal and communication skills with the ability to work as part of a team involving staff, internal clients, and partners.
  • Legal research, analytical and issue-spotting skills; ability to exercise sound judgment in providing legal advice.
  • Strong written and verbal communication/presentation skills, including the ability to persuade and influence management at various levels.
  • Organizational skills,  self-motivated, enthusiastic and positive professional attitude.
  • Spanish fluency (written and verbal) a plus, but not a requirement. 






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