Oportun. Inc

Job Listings

Current Oportun Employees Please log into our internal application site here.

First Time Applicants Please click on the job title for more information, and apply from that page if you are interested.

Use this form to perform another job search

The system cannot access your location for 1 of 2 reasons:
  1. Permission to access your location has been denied. Please reload the page and allow the browser to access your location information.
  2. Your location information has yet to be received. Please wait a moment then hit [Search] again.
Click column header to sort

Search Results Page 1 of 1

- You are a thought partner and a leader… you will be working with a talented group of business leaders and engineers to deliver a roadmap that you craft in support of our business strategy.  - Are comfortable navigating through ambiguous problem spaces in pursuit of clarity and concrete outcome - You are someone engineers will love to work with because you are curious, listen, and are technical enough to speak their language, understand how to design requirements that solve the business need while  balancing the complexity of the technical solution, You are their partner to get things done. - You are someone the business owners will love because you understand how to break apart something very complex into logical, understandable, and sequenced parts of a roadmap and gain buy-in as needed. You also listen to the business need and demonstrate product and thought leadership to provide solution options.  
Req No.
2020-9404
Department
PMO
Location
US-CA-San Carlos
Additional Locations
US
Type
Regular Full-Time
A LITTLE BIT ABOUT YOU... - You are a thought partner and a leader… you will be working with a talented group of business leaders and engineers to deliver a roadmap that you craft in support of our business strategy.  - Are comfortable navigating through ambiguous problem spaces in pursuit of clarity and concrete outcome - You are someone engineers will love to work with because you are curious, listen, and are technical enough to speak their language, understand how to design requirements that solve the business need  while  balancing the complexity of the technical solution, You are their partner to get things done. - You are someone the business owners will love because you understand how to break apart something very complex into logical, understandable, and sequenced parts of a roadmap and gain buy-in as needed. You also listen to the business need, and demonstrate product and thought leadership to provide solution options.  
Req No.
2020-9402
Department
Information Technology
Location
US-CA-San Carlos
Type
Regular Full-Time
- Develop targeting response and risk models used to market affordable and inclusive financial products to underserved consumers that often lack a traditional credit bureau score or are mis-scored by traditional credit bureaus. - Build a consumer centric marketing engine to optimize marketing spend across different channels such as direct mail, paid search, display, video, radio and affiliates. - Build scalable rapid learning pipeline leveraging advanced techniques and tools - Build end-to-end reusable pipelines from data acquisition to model output delivery - Lead initiatives to drive business value from start to finish including project planning, communication and stakeholder management - Develop actionable tools, strategies, analysis and insights that drive business outcomes and communicate findings with well organized presentations - Recommend analytic solutions to increase Oportun’s marketable universe and identify profitable prospects - Discover insights from a myriad of data sources to understand and influence consumer financial behavior - Build experimental design based testing framework for rapid experimentation and learning - Design and build marketing data infrastructure by partnering with data and production engineering teams - Communicate and partner with third party data vendors  
Req No.
2020-9400
Department
Data & Analytics
Location
US-CA-San Carlos
Additional Locations
US-TX-Frisco | US-DC
Type
Regular Full-Time
- Full Cycle recruiting (Source, recruit, and interview candidates) to deliver elite talent, while providing a continuous flow of qualified candidates. - Deliver highest quality talent from most relevant industries in the market. - Client management and interaction with hiring managers to proactively understand unique expectations. - Develop external recruiting strategies and executes on those strategies to meet demand by utilizing flexible resources. - Administrative tasks to adhere to required process, policies, and compliance steps.  
Req No.
2020-9398
Department
Human Resources
Location
IN-TN-Chennai
Type
Regular Full-Time
- You are a thought partner and a leader… you will be working with a talented group of business leaders and engineers to deliver a roadmap that you craft in support of our business strategy.  - Are comfortable navigating through ambiguous problem spaces in pursuit of clarity and concrete outcome - You are someone engineers will love to work with because you are curious, listen, and are technical enough to speak their language, understand how to design requirements that solve the business need  while  balancing the complexity of the technical solution, You are their partner to get things done. - You are someone the business owners will love because you understand how to break apart something very complex into logical, understandable, and sequenced parts of a roadmap and gain buy-in as needed. You also listen to the business need, and demonstrate product and thought leadership to provide solution options.  
Req No.
2020-9388
Department
Engineering
Location
US-CA-San Carlos
Type
Regular Full-Time
- Determine the best tech solutions to solve the existing business problems. - Define features, phases, and solution requirements. - Provide specifications according to which the solution is defined, managed, and delivered. - Continual research of current and emerging technologies and proposing changes where needed. - Providing updates to stakeholders on product development processes, estimate, and plan.
Req No.
2020-9384
Department
Engineering
Location
US-CA-San Carlos
Type
Regular Full-Time
- Determine the best tech solutions to solve the existing business problems. - Define features, phases, and solution requirements. - Provide specifications according to which the solution is defined, managed, and delivered. - Continual research of current and emerging technologies and proposing changes where needed. - Providing updates to stakeholders on product development processes, estimate, and plan.  
Req No.
2020-9383
Department
Engineering
Location
US-CA-San Carlos
Type
Regular Full-Time
- Optimize loan-level NPV and mitigate losses while enhancing customer engagement by developing effective segmentation and customer engagement strategies - Build champion/challenger tests to improve customer engagement - Increase operations efficiency and effectiveness by optimizing various strategies - Support the implementation of new collections tools to improve customer engagement - Support developing programs that reduce payments to help customers get back on track - Develop and maintain operations and management reporting for Collections KPI’s - Support Collection operations to develop and optimize various workflows - Support capacity planning and staffing forecast for a rapidly growing Collections team spread across multiple locations - Manage agent commission structures - Support operations and compliance team to proactively solve problems - Partner with engineering team to build new system enhancements  
Req No.
2020-9372
Department
Risk
Location
US-CA-San Carlos
Type
Regular Full-Time
- Provide leadership, strategic direction, oversight and management of the Third-Party Risk Management Program, including: - Manage, enhance and implement policies, procedures and program governance to ensure effective risk management of third parties in accordance with internal and regulatory requirements - Serve as internal point-of-contact for the risk management of the third-party lifecycle (due diligence; onboarding; monitoring; issue management and escalation; renewal, termination and exit) with an emphasis on a risk-based approach that is consistent and repeatable across all risk dimensions - Administer a vendor management tool as the central repository for third-party due diligence, assessments, contracts, monitoring, and offboarding - Continuously raise the visibility of the program through training and awareness campaigns - Develop standardized reporting to enable continuous monitoring against program goals - Present program results to risk committees, auditors, and bank partner(s) - Assist the Sr. Director of Enterprise Risk Management in ERM strategy implementation and operationalizing a risk framework that supports Oportun as a mission-based company - Identify, assess, monitor and report on the full range of enterprise risks (strategic, operational, financial, technology, legal and regulatory) and risk mitigation action steps - Improve awareness of the risk management lifecycle across 1st line of defense and 2nd line functions/programs - Initiate and sustain productive engagements and relationships with senior leaders in areas of enterprise risk - Assist in the configuration of a GRC tool as the central repository for risks and controls - Raise the visibility of the program through training and awareness campaigns - Advance reporting to risk committees and the Board of Directors to inform of top enterprise risks and outcomes from program activities/initiatives  
Req No.
2020-9371
Department
Compliance
Location
US-CA-San Carlos
Additional Locations
US-TX-Frisco
Type
Regular Full-Time
- Provide leadership and ensure efficient and effective management of staff and resources in the legal department. - Review progress of outstanding litigation collection procedures. - Review ongoing cases to advice upper management and colleagues accordingly. - Follow up on the status of future Court Hearings, and Wage Garnishment documents. - Provide and interpret legal information, disseminate appropriate legal requirements to staff. - Assist colleagues with preparation of court cases when needed. - Leading a project and delegating tasks to team members. - Provide brief initial orientation on company's procedures / programs SIP. - Communicate effectively with managers and peers as part of a team. - Schedule bi-weekly meetings with Legal Services Supervisor to address overall team performance/goals/concerns.  - Represent the company in Small Claims Hearings, Motions, etc. - Interface with Corporate Collections Department / Legal Services Supervisor to solve account issues. - In charge of weekly schedule for Legal Collections personnel. - Coordinate daily operations including: answering phones, data input, filing, building usage and maintaining office supplies. - Perform account audits as necessary. - Prioritize multiple projects, carry out instructions and posted rules, advise staff to do the same. - Perform other duties as needed to ensure a smooth work environment. - Manage a group of employees/contractors tasked to complete 3000-5000 letters on a biweekly basis - Oversee and manage Legal Collections team projects including but not limited to making phone calls - Work well with teams in remote locations  
Req No.
2020-9347
Department
Collections
Location
US-CA-San Carlos
Type
Regular Full-Time
- Develop risk, profitability, fraud and targeting models used to provide affordable and empowering loans to those who often lack a traditional credit score or are mis-scored by traditional credit bureaus. Nearly half of Oportun's customers lack a valid FICO score. - Discover insights from a myriad of data sources and leverage insights in building models and strategies - Build data pipelines to prepare data for rapid learning in a scalable manner - Design and build machine learning and data infrastructure by partnering with Data and production Engineering teams - Develop new complex features to be used to build next generation of machine learning models - Partner with production Engineering team to deploy models, strategies and verification tools - Communicate and partner with third party data vendors  
Req No.
2020-9292
Department
Data & Analytics
Location
US-CA-San Carlos
Additional Locations
US-TX-Frisco | US-DC-Washington
Type
Regular Full-Time
- Provide an independent and objective approach of fraud prevention and analysis within Oportun - Lead root cause analysis on internal and external AML and fraud investigations - Required to abide by all applicable regulatory and department practices and procedures - Provide a high level of service to customers, claimants, internal partners, and external partners - Ability to track and monitor fraud trends and escalate to upper management  - Review accounts flagged for potential fraud or other violations such as potentially false information, identity theft, potential collusion with company employees in originating fraudulent loans, etc. - Address AML, OFAC, and Fraud alerts on time - Conduct thorough investigations of reported fraud or suspicious activity and be able to create reports/summaries to be distributed to affected members of the organization - Develop and maintain partnerships with internal business owners to continually improve and strengthen fraud investigations and mitigate potential fraud risk - Contribute to the ongoing evolution of Oportun’s risk management policies & procedures - Assess current and new business processes to identify and enhance alerts to prevent fraudulent activity - Develop new alerts and means to detect and prevent fraud Other Functions: - Additional responsibilities as requested - Special projects as requested - Participate in industry working groups as requested Working Conditions: - Extended working hours may be required per business need if requested - Some domestic and international travel may be necessary  - Experience working with overseas and remote employees - Rotating Weekend coverage per business need, if requested  
Req No.
2020-9228
Department
Operation Control Management
Location
US-TX-Frisco
Type
Regular Full-Time
- Provide an independent and objective approach of fraud prevention and analysis within Oportun - Lead root cause analysis on internal and external AML and fraud investigations - Required to abide by all applicable regulatory and department practices and procedures - Provide a high level of service to customers, claimants, internal partners, and external partners - Ability to track and monitor fraud trends and escalate to upper management  - Review accounts flagged for potential fraud or other violations such as potentially false information, identity theft, potential collusion with company employees in originating fraudulent loans, etc. - Address AML, OFAC, and Fraud alerts on time - Conduct thorough investigations of reported fraud or suspicious activity and be able to create reports/summaries to be distributed to affected members of the organization - Develop and maintain partnerships with internal business owners to continually improve and strengthen fraud investigations and mitigate potential fraud risk - Contribute to the ongoing evolution of Oportun’s risk management policies & procedures - Assess current and new business processes to identify and enhance alerts to prevent fraudulent activity - Develop new alerts and means to detect and prevent fraud Other Functions: - Additional responsibilities as requested - Special projects as requested - Participate in industry working groups as requested Working Conditions: - Extended working hours may be required per business need if requested - Some domestic and international travel may be necessary  - Experience working with overseas and remote employees - Rotating Weekend coverage per business need, if requested  
Req No.
2020-9227
Department
Operation Control Management
Location
US-TX-Frisco
Type
Regular Full-Time
- Perform comparative analysis of executive and director pay, equity incentives and stock plans, financial performance, incentive plan practices and design, and other specialized topics - Prepare and revise client reports, including designing charts and tables, summarizing findings, and formulating recommendations for client - Collaborate with project teams to develop value-added solutions to address client issues - Participate in compensation committee preparation meetings; helping facilitate client relationship and interactions - Contribute to firm-wide development of intellectual capital and other marketing efforts - Analyzing executive and board of director compensation elements, levels and practices to evaluate market competitiveness - Researching a client’s industry and developing peer groups of comparable companies for executive and/or non-executive director compensation benchmarking purposes - Analyzing the financial performance of clients and their peer companies to identify key performance drivers for development of incentive programs and for the evaluation of performance relative to compensation programs - Modeling of equity incentive compensation award levels, cost and share dilution - Researching compensation trends, hot topics, accounting and tax rules, securities law and corporate governance issues related to the field of compensation - Conducting independent or team research for contribution to firm publications  
Req No.
2020-9220
Department
Human Resources
Location
US-CA-San Carlos
Type
Regular Full-Time
- Work closely with HR Business Partners, Talent Acquisition, and Business Leaders to drive and influence compensation strategy within assigned client organizations - Play a key role in the planning and execution of the global compensation programs including job architecture, annual compensation review, mid-year review and bonus plan administration - Key role in benchmarking process and development of salary structures in the US and Mexico - Partner with talent acquisition for offers and HR business partners on other compensation matters driving issues through to resolution - Complete annual salary survey submissions - Evaluate all new jobs/reclassifications, or reorganizations to determine appropriate salary, grade and title. - Consult with managers and HR Business Partners on market data, make recommendations for change and implement process. - Coordinate, administer and monitor base pay and incentive compensation programs for internal clients. - Perform regular audits of the data to ensure changes are within guidelines and have all necessary approvals. - Develop communications announcing compensation programs, timelines, and changes. - Analyze results of salary surveys for client's benchmark and non-benchmark jobs. - Provide data on market changes for salary planning. - Participate in projects related to compensation program design, implementation, and administration - Apply knowledge of compensation policies and procedures to recommend and implement solutions. - Continuously identify opportunities to improve, automate and streamline processes - Additional projects and responsibilities as required.  
Req No.
2020-9219
Department
Human Resources
Location
US-CA-San Carlos
Type
Regular Full-Time
- Prepare and file, or provide support for, Nasdaq and SEC filings (including Section 16 reporting, proxy statements, registration statements, Forms 8-K, 10-Q, and 10-K); including collaboration with other teams such as accounting and stock administration - Assist with the planning, preparation and conduct of our company stockholder meetings and related documentation, including director and officer questionnaires. - Assist corporate secretary of public company with board of directors and committee matters, including preparation and distribution of materials, maintenance of board portal, logistics and other support for meetings. - All aspects of maintaining corporate documentation for public company and domestic subsidiaries, including forming, merging and dissolving, annual and other periodic regulatory filings, qualifying and withdrawing qualifications (and researching where qualification necessary), electing officers and directors, subsidiary board and shareholder actions and meetings, shareholder communications and maintaining minute books. - Maintain corporate structure chart, subsidiary lists, entity charts, and officer/director designations for entities. - Assist with, obtain and distribute notarizations, apostilles, legalized documents, certified copies, corporate filings and other corporate documents as needed. - Support all aspects of our corporate governance programs, including maintenance of updates to corporate governance policies and procedures - Manage related person transactions policy and process - Assist with legal aspects of compensation and benefits matters and equity matters, including the Company’s equity incentive plan, Independent Director Compensation Policy, executive compensation and other compensation & benefits matters. - Collaborate with cross-functional teams to support financings, M&A and other strategic transactions, including providing support and project management for due diligence, performing lien searches, ordering certificates of good standings and preparing and organizing deal documents and related schedules - Coordinate transaction closing mechanics, including preparation of closing checklists, coordination of closings, preparation of signature pages and follow-up on post-closing items, including preparation of related closing indices and binders - Provide support for other business and policy initiatives and implementation - Work on other special projects, as directed by attorneys - Provide excellent customer service to colleagues at all levels both within and outside the Legal team by responding to inquiries and requests for assistance in a timely and professional manner  
Req No.
2020-9213
Department
Legal
Location
US-CA-San Carlos
Type
Regular Full-Time
- Provide general legal administrative support for the General Counsel and Chief Compliance Officer, including: manage confidential and highly complex information with discretion, initiative and independent judgment; monitor, screen, respond to and distribute legal and regulatory communications; liaise with internal staff at all levels, law firms, consultants, and Board members; prepare and edit complex legal and compliance related correspondence, meeting minutes, communications, and PowerPoint presentations; organize and administer the department staff including scheduling meetings, reviewing budgets, preparing for team building and offsites and arranging for guest speakers. - Administer department SharePoint sites and other electronic filing systems; provide electronic filings and database support; organize and maintain paper files including litigation files. - Process law firm and other third-party invoices; analyze invoices for non-compliant charges based on established guidelines and coordinate with law firms to re-issue compliant invoices. - Provide administrative support for Department VPs, including calendar, travel, expense and event planning support; ensure timely enrollment and payment of professional dues, subscriptions and other fees; track subscription invoices against quotes; track continuing legal education compliance and professional certifications. - Assist with the planning and preparation for quarterly board of director meetings and the annual shareholders meeting, process or arrange for processing of mailings to shareholders. - Assist with the processing of immigration paperwork and coordinating business responses and various postings; processing employee records subpoenas. - Assist with obtaining information necessary for regulatory licenses and annual reports and coordination of examiners and regulators on-site. - Under attorney direction, process consumer subpoena responses and litigation related documents. - Process contracts for signature via DocuSign; maintain contract database; send out NDAs and other contract templates as requested by business; help with maintaining books and records, board minutes and other filings for global subsidiaries. - Perform other projects as needed  
Req No.
2020-9212
Department
Legal
Location
US-CA-San Carlos
Type
Regular Full-Time
- Develop targeting response and risk models used to market affordable and inclusive financial products to underserved consumers that often lack a traditional credit bureau score or are mis-scored by traditional credit bureaus. - Build a consumer centric marketing engine to optimize marketing spend across different channels such as direct mail, paid search, display, video, radio and affiliates. - Build scalable rapid learning pipeline leveraging advanced techniques and tools - Build end-to-end reusable pipelines from data acquisition to model output delivery - Lead initiatives to drive business value from start to finish including project planning, communication and stakeholder management - Develop actionable tools, strategies, analysis and insights that drive business outcomes and communicate findings with well-organized presentations - Recommend analytic solutions to increase Oportun’s marketable universe and identify profitable prospects - Discover insights from a myriad of data sources to understand and influence consumer financial behavior - Build experimental design-based testing framework for rapid experimentation and learning - Design and build marketing data infrastructure by partnering with data and production engineering teams - Communicate and partner with third party data vendors  
Req No.
2020-9126
Department
Data & Analytics
Location
US-MD-
Type
Regular Full-Time
- Assist in the annual SOX 404 financial statement mapping, risk assessment and scoping process identifying significant locations, business units, transaction cycles and critical processes and accounts ensuring an adequate scope and testing of the Company financial statements based on criteria defined each calendar period. - Assist in the coordination of management SOX 404 process controls documentation and review controls to ensure adequate design and identification of key controls for assigned critical processes/accounts. - Assist in the coordination and the completion of the annual SOX 404 Compliance Plan in compliance with required timelines. - Coordinate with business owners to ensure controls are being properly designed and thought through when business or organization changes occur. - Act as a go-to person for internal controls within the organization and provide a reliable and insightful resource for implementing controls within a business process in an efficient and effective manner. - Perform SOX testing of design and operating effectiveness - Liaison with the external auditors as required. - Assist in ad hoc projects as required.
Req No.
2020-9120
Department
Finance
Location
US-TX-Frisco
Type
Regular Full-Time